I cannot get a decent fixed mortgage rate because I have a default from during Corona when my agency got rid of us so as to not give us furlough, then I was in hospital myself with Corona and it took a year before 'I got work again. I do not want to lose my home as interest rates go up. Unfortunately my mortgage is not with a bank as it was bought by a company who does not do fixed rates so every time Bank of England puts up rates my mortgage is just going up and up. Please pray for a miracle. I have taken in a lodger to help with bills but it is worrying. I have loans as well am paying off and council tax from being in hospital and unemployed for two years.