Yes i am so far deep into trouble it will take God to get me and my family out. My furnace went out so no heat..thankfully at this time i live in Ga so not froze to death yet. My daughter and her 2 kids live with me for 8yrs now and i pray they get a home on their own. My husband has a bad hernia and needs a better job and i need healing as well so i can be able to help as well. Back in 2010 we also filed bankruptcy and we had lived for almost 2yrs on our 401k which we got palatalized for...we payed about 20k dollars thinking we covered the taxes and penalty to the acct we rolled over our 401ks to and so when we took it out after the market crashed we got hit not only with the 20k tax from that company but the bank took out another 10k which they ..the irs says we still owe them for the pentalty ..it seems to be hit double over and over. Pls pray God to send help and healing..thank you