Dear God, I so need your help and guidance...I don't know what to do or where to go, I know so many have worse troubles than me, but I'm scared...I just found out that I am now an additional $16,000 in debt and no way to pay for it, I'm already tapped out, I am making the minimum payments on everything, my credit score is poor. I don't know how this happened..I thought it was taken care of. What do I do, I'm going to end up losing my home. What a mess. Please, help friends... and pray for me for figure this out. I come up so short on being a Christian, and pray everyday to do better and then things like this come along and I just lose faith. Thank you