I told my bank upfront that I would be out of work for 2 months & they would not work with me on my house like a different bank did with my car loan. The one bank simply tacked the 2 missed payments onto the end of the loan but the first bank said all or nothing. I could've started making my payments again on time but I couldn't make 3 month's worth at once & I have waited on approval for a loan modification now for over a year while they keep asking for more papers & I've fallen farther & farther behind. Now a sheriff's sale date has been set for my house just 2 weeks out & I still have no answer from the bank. I have had this house since 1988 & raised five children in it and was NEVER late with a payment until this. Please pray for me. We can't lose our home!